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This is because of the fact that the insurance firm saves time and cash on distribution costs, infrastructure and other overheads, hence passing the savings to the policyholder. India’s life insurance sector is the most important on this planet with about 360 million policies that are expected to increase at a Compound Annual Progress Rate (CAGR) of 12-15 per cent over the following five years. Broad categories embody life, well being, motor, travel, dwelling, rural, business and enterprise insurance.
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